Insurance Services Office, Inc. (ISO) provides the insurance industry a variety of information and data. Some of this information is used by agents and companies to determine fire insurance classifications, which may be used in calculating property insurance premiums.
ISO field inspectors review many different items in making up a Public Protection Class (PPC) rating. A few of the items include the water supply for fire fighting, the type and quantity of apparatus available to respond to fires, response times and training for the firefighters.
The Amador Fire Protection District was last reclassified May 2015 and given a PPC of 06/6Y. Below is extracted from the ISO Community Mitigation Classification Manual:
a) Class 6 applies to individual properties in the District located five (5) road miles or less from a responding fire station and within 1,000 feet of a fire hydrant.
b) Class 6Y applies to individual properties in the District located five (5) road miles or less from a responding fire station but beyond 1,000 feet of a fire hydrant.
Class 10 applies for properties not qualifying for "a" or "b" noted above.
For more information on ISO and it’s services you can reach them at: 111 North Canal Street, Suite 950, Chicago, IL 60606-7270, 800-444-4554.
In general, the lower the classification the lower the insurance premium. The Amador Fire Protection District works hard to help make sure that residents served by our department receive the best classification possible. This is achieved through extensive training, maintaining state of the art equipment and having firefighters equipped to respond quickly to any report of a fire.